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Social Security payment dates and guides

Schedules for retirement, survivors, SSDI and SSI, a page for every month, and the official 2027 COLA. Every date is calculated from SSA's rules.

Last verified November 3, 2026Source: Social Security Administration, Social Security Handbook §121: Payment Dates

When is my next payment?

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    Dates are calculated from the official SSA and VA rules. Paper checks can take up to 3 extra mailing days.

    How Social Security decides your payment day

    Social Security runs three payment cycles. If you started receiving benefits in May 1997 or later, your day is set by your birth date: the second Wednesday of the month if you were born on the 1st to 10th, the third Wednesday for the 11th to 20th, and the fourth Wednesday for the 21st to 31st. For family and survivor benefits, and for SSDI paid on someone else's record, the worker's birth date counts.

    People who started benefits before May 1997, who also receive SSI, whose Medicare premiums are paid by their state, or who live abroad are paid on the 3rd of every month instead. SSI is a separate program and is paid on the 1st.

    Whatever your cycle, a payment that falls on a weekend or federal holiday is made on the business day before. That is why SSI sometimes arrives twice in one month and not at all in the next, and why a Wednesday payment can move to Tuesday when a holiday such as Veterans Day lands on it. The guides below show every date for 2026 and 2027, calculated from these rules and tested against SSA's official calendars.

    2026 schedules

    Social Security payment schedule 2026Social Security retirement and survivors benefitsSSI payment schedule 2026Supplemental Security Income (SSI)SSDI payment schedule 2026Social Security Disability Insurance (SSDI)VA disability payment schedule 2026VA disability compensation and VA pension

    Month by month, 2026

    January 20262nd Wed January 14February 20262nd Wed February 11March 20262nd Wed March 11April 20262nd Wed April 8May 20262nd Wed May 13June 20262nd Wed June 10July 20262nd Wed July 8August 20262nd Wed August 12September 20262nd Wed September 9October 20262nd Wed October 14November 20262nd Wed November 10December 20262nd Wed December 9

    2027 schedules

    Social Security payment schedule 2027Social Security retirement and survivors benefitsSSI payment schedule 2027Supplemental Security Income (SSI)SSDI payment schedule 2027Social Security Disability Insurance (SSDI)VA disability payment schedule 2027VA disability compensation and VA pension

    Month by month, 2027

    January 20272nd Wed January 13February 20272nd Wed February 10March 20272nd Wed March 10April 20272nd Wed April 14May 20272nd Wed May 12June 20272nd Wed June 9July 20272nd Wed July 14August 20272nd Wed August 11September 20272nd Wed September 8October 20272nd Wed October 13November 20272nd Wed November 10December 20272nd Wed December 8

    Tools

    COLA 2027: 3.6%New amounts and calculatorTax refund estimatorIRS timelines, no fake calendar

    Find your next payment

    Frequently asked questions

    How does Social Security decide my payment date?

    If you started benefits in May 1997 or later, by your birth date: the 2nd, 3rd or 4th Wednesday of the month. Earlier beneficiaries and people who also get SSI are paid on the 3rd. SSI itself is paid on the 1st.

    Is SSDI paid on the same days as Social Security retirement?

    Yes. SSDI uses the same birth-date Wednesday schedule and the same 3rd-of-month exception.

    Why does my payment sometimes come a day early?

    When the scheduled day is a weekend or federal holiday, Social Security pays on the business day before.

    Official sources